Money
Give every dollar a job.
If youre tired of that happening, you need tostart a zero-based budget, said TikTok creator@hermoneymastery.
To allocate every dollar you earn to a certain job.
Instead, its about planning how to use your income.
But with this hack, you instantly feel more in control.
Keep scrolling for the many benefits of ZBB and learn how to get started.
And thats the point of ZBB in a nutshell.
This allows you to tackle your budget in smaller chunks.
Youre going to give every dollar a job until you reach zero, hence the name zero-based budget.
If you want to stay organized, its a dream come true.
For example, creator@lifewithbethannybrings in $3,800.
She also puts a set amount of cash into a high-yield savings account and a Roth IRA.
Each category gets a set budget per month.
If you allocate $100 a month for going out, it requires you to be more mindful.
Did you blow your budget at happy hour?
Then youll have to wait until your next paycheck before you go out again.
These are your non-negotiables that need to be paid for.
Next, youll give yourself a budget for the other areas of your life.
Think $300 a month for groceries and $100 for eating out.
Since zero-based budgeting means keeping track of everything you pay for, you should instantly feel more organized.
source: www.bustle.com
